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The Emotional Landscape of Money Management and Cognitive Decline: A Therapeutic Jurisprudence Perspective

چشم‌انداز عاطفی مدیریت مالی و افت شناختی: رویکرد حقوق درمان‌محور

Nicola Thomas

International Journal of Mental Health and Capacity Law 2026(31), pp. 4-27
https://doi.org/10.19164/ijmhcl.31.1684

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چکیده

The ability to manage one's finances is fundamental to independent living, personal autonomy, and overall well-being, particularly for older adults. However, cognitive decline poses a significant threat to this capacity, with profound emotional and psychosocial ramifications for older adults, their families, and the professionals who support them. While legal frameworks like the Mental Capacity Act 2005 (MCA) in England and Wales aim to address these challenges, this article argues that a therapeutic jurisprudence (TJ) perspective offers a crucial lens for understanding and improving outcomes. Drawing upon existing literature in gerontology, neuropsychology, law, and therapeutic jurisprudence, this article considers the complex interplay between cognitive decline, the legal concept of mental capacity in financial decision-making, and emotional well-being. It critiques the potential limitations of purely cognitive or legalistic approaches and advocates for the integration of TJ principles – focusing on psychological well-being, recognising the proactive role of legal actors, and adopting a systemic perspective – to create more humane, effective, and empowering support systems for older adults facing financial vulnerability due to cognitive decline.

چکیده به فارسی

توانایی مدیریت امور مالی برای زندگی مستقل، خودمختاری فردی و بهزیستی کلی، به‌ویژه در سالمندان، بنیادی است. با این حال، افت شناختی تهدیدی جدی برای این ظرفیت محسوب می‌شود و پیامدهای عاطفی و روانی-اجتماعی عمیقی برای سالمندان، خانواده‌های آنان و متخصصانی که از آن‌ها حمایت می‌کنند به همراه دارد. اگرچه چارچوب‌های حقوقی مانند قانون ظرفیت ذهنی ۲۰۰۵ (Mental Capacity Act 2005) در انگلستان و ولز با هدف مواجهه با این چالش‌ها تدوین شده‌اند، این مقاله استدلال می‌کند که رویکرد حقوق درمان‌محور (therapeutic jurisprudence) دیدگاهی اساسی برای فهم و بهبود پیامدها ارائه می‌دهد. با بهره‌گیری از ادبیات موجود در حوزه‌های سالمندی، عصب‌روان‌شناسی، حقوق و حقوق درمان‌محور، این مقاله به بررسی تعامل پیچیده میان افت شناختی، مفهوم حقوقی ظرفیت ذهنی در تصمیم‌گیری مالی و بهزیستی عاطفی می‌پردازد. همچنین، محدودیت‌های بالقوه رویکردهای صرفاً شناختی یا حقوقی را نقد کرده و بر ادغام اصول حقوق درمان‌محور — با تمرکز بر بهزیستی روان‌شناختی، شناسایی نقش فعال کنشگران حقوقی و اتخاذ دیدگاه نظام‌مند — برای ایجاد نظام‌های حمایتی انسانی‌تر، مؤثرتر و توانمندساز برای سالمندانی که به دلیل افت شناختی در معرض آسیب‌پذیری مالی قرار دارند، تأکید می‌کند.

ترجمه‌ی خودکار برای آشنایی سریع؛ برای نقل و ارجاع، متن اصلی ملاک است.

موضوع‌ها و کلیدواژه‌ها

استدلالبهزیستیدرمانMental Capacity Act 2005cognitive declinedecision-making capacityemotional well-beingfinancial decision-makingfinancial vulnerabilityolder adultstherapeutic jurisprudence

ارجاع

Glover-Thomas, N. I. 0.-0.-6.-3. (2026). The Emotional Landscape of Money Management and Cognitive Decline: A Therapeutic Jurisprudence Perspective. International Journal of Mental Health and Capacity Law(31), 4–27. https://doi.org/10.19164/ijmhcl.31.1684

(Glover-Thomas, 2026)

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گفت‌وگو

قوانین پرسش و گفتگو
  1. با احترام و بدون توهین، تحقیر، برچسب‌زنی یا حمله‌ی شخصی با دیگران گفتگو کنید.
  2. از نوشتن هرگونه اطلاعات هویتی یا قابل‌شناسایی مراجعان، بیماران یا اشخاص ثالث، از جمله نام، شماره‌ی تماس، تصویر، نشانی، محل کار یا جزئیات منحصربه‌فرد پرونده خودداری کنید.
  3. اگر درباره‌ی یک تجربه‌ی بالینی سؤال می‌کنید، اطلاعات را تا حد ممکن بی‌نام و کلی بیان کنید تا امکان شناسایی فرد وجود نداشته باشد.
  4. این بخش برای یادگیری و گفت‌وگوی علمی است و جایگزین ارزیابی، تشخیص، مشاوره یا روان‌درمانی شخصی نیست.
  5. در شرایط بحران یا خطر آسیب به خود یا دیگران، به این بخش اتکا نکنید و برای دریافت کمک فوری با اورژانس اجتماعی ۱۲۳ یا صدای مشاور بهزیستی ۱۴۸۰ تماس بگیرید.
  6. انتشار تبلیغات، معرفی خدمات شخصی، شماره‌ی تلفن، شناسه‌ی شبکه‌های اجتماعی، پیوند تبلیغاتی یا درخواست جذب مراجع در این بخش مجاز نیست.
  7. در بیان ادعاهای علمی، به‌ویژه درباره‌ی اثربخشی درمان‌ها، تشخیص یا یافته‌های پژوهشی، تا حد امکان نام منبع معتبر، مقاله یا راهنمای علمی را ذکر کنید.
  8. از ارائه‌ی تشخیص قطعی، تجویز درمان یا دارو و توصیه‌های بالینی شخصی به سایر کاربران خودداری کنید.
  9. پاسخ‌هایی که کارشناسان فکر بنیان می‌دهند با برچسب «پاسخ فکر بنیان» یا «کارشناس فکر بنیان» نمایش داده می‌شوند و سایر نوشته‌ها بیانگر نظر کاربران هستند.
  10. گزارش نوشته‌ی نامناسب: اگر نوشته‌ای حاوی نقض محرمانگی، محتوای آسیب‌زا، توهین، تبلیغ یا تخلف از این قوانین است، گزینه‌ی «گزارش» را انتخاب کنید تا تیم سایت بررسی کند.

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